The Lisbon, which is one of our specialty plans, is designed to fill a large lot. This very functional plan features an island kitchen with a walk-in pantry, completely open kitchen and dining area, and a gameroom upstairs. It also has a fantastic master suite, with two walk-in closets and a giant corner bathtub. All the bedrooms are located upstairs.
Photos are sample Lisbon floorplan pictures. This home is still under construction.
You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.
If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.
Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.
Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.
If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)
Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.
The term (duration) of the loan is expressed as a number of months.
60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years
Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://financial-calculators.com/mortgage-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also
change it at any
"Save changes" will cause the calculator to reload. Your
edits will be
Mahogany and leaded-glass front door from builder’s selections
Long-lasting, aluminum 16 ft. garage door with opener
Classic siding elevations *brick where applicable
Classic interior trim detailing, including crown moldings, column trims, and panel doors
Wood floors in the living, dining areas and stairs
Durable, stain-resistant carpet over ½” pad
Ceiling fans in the family room, master, breakfast, and game room per plan
Remote controlled gas log fireplace *where applicable
Sherwin Williams low VOC paint
Spacious walk-in closets
Nickel fixtures and hardware
Decorative Wrought iron balusters, oak handrail and oak newels
Game room built-in bookshelves per plan
Modern, well-equipped kitchen:
Granite or Quartz countertops with decorative ceramic tile backsplash
Stainless steel under mount sink with Moen pullout faucet and disposal
Bosch stainless steel appliances, including burner slide in range with self cleaning oven, microwave, and Energy Star rated dishwasher
Designer ceramic tile floors and decorative subway tile backsplashes
Custom cabinets in either maple or alder, 42” uppers
Luxurious tub and separate shower in master bath or oversized luxurious shower in master (per plan)
Granite or Quartz vanities with under mount sinks
Designer tile floors, tub, and shower surrounds
Moen fixtures in nickel finish (wide spread in Master and powder bath)
Tile shower pans
Semi frameless glass shower enclosures in Master
Construction of enduring quality:
Hardie Cemplank siding products with 25 year warranty
Professionally engineered foundations
30 year shingles
Energy-preserving insulation in walls and ceilings, with exterior Dow ½” R-3 sheathing
7/16” Radiant Barrier roof decking
Goodman-Amana 14 SEER air conditioning and natural gas furnace with 10 year manufacturer’s warranty
Continuous soffits vents
Sill seal between sill plate and slab
Double pane, Low E vinyl windows
Energy-efficient gas water heater
Green Built Gulf Coast Certified with 3rd party Energy Performance Verification
Security system with key pad, motion detector and all first floors windows wired
6 pair Cat 5 and RG-6 outlets
Pre-wired for surround sound in the family room
Pre-wired for 2 cameras on the perimeter of the home
Generous planting package with metal edging
Full gutters on the home
6’ or higher cedar fence
Wrought iron gate/fence per plan
*Sandcastle Homes reserves the right to make additions, deletions and other changes to the features listed herein, and to substitute products and materials of similar quality to maintain acceptable standards and conform to any required building codes. Features may vary from home to home. Dated 10/15/2019.
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